Honey vs Rakuten vs Capital One Shopping: Best Coupon Extension 2026

Honey vs Rakuten vs Capital One Shopping: Best Coupon Extension 2026


Last updated: January 31, 2026 Recently updated

Coupon browser extensions promise to save you money automatically while you shop online. But with several popular options—Honey, Rakuten, Capital One Shopping, and others—which one actually delivers the best results? We tested them all to find out.

Coupon extensions comparison chart showing Honey, Rakuten, and Capital One Shopping features, cashback types, and ratings
Quick comparison of top browser extensions

2026 Update

The browser extension landscape is changing. In early 2026, Rakuten removed Honey from its affiliate network due to alleged compliance violations, affecting some users’ ability to stack both services on certain retailers. Always verify current compatibility.

What Are Coupon Browser Extensions?

Coupon browser extensions are small programs that install in your web browser (Chrome, Firefox, Safari, Edge) and automatically search for and apply discount codes when you shop online. They work silently in the background, popping up at checkout to help you save money without any effort.

The Top Coupon Browser Extensions Compared

1. Honey (Now PayPal Honey)

Best for: Automatic coupon finding

Availability: Chrome, Firefox, Safari, Edge, Opera

How It Works: Honey automatically detects when you’re on a checkout page and tests all known coupon codes for that store in seconds. It applies the code that saves you the most money.

Key Features:

  • Tests coupon codes automatically at checkout
  • Price tracking and price drop alerts
  • Honey Gold rewards (convert to gift cards)
  • Amazon price history tool
  • Mobile app for in-store savings

Pros:

  • Completely free to use
  • Works on 30,000+ online stores
  • No account required for basic coupon features
  • PayPal integration for seamless checkout

Cons:

  • No cashback on purchases (only Honey Gold points)
  • Some stores block Honey from testing codes
  • Success rate varies by retailer

2. Rakuten (Formerly Ebates)

Best for: Cashback rewards

Availability: Chrome, Firefox, Safari, Edge

How It Works: Rakuten pays you cash back on purchases made at partner stores. The extension reminds you to activate cashback before you buy and also searches for coupon codes.

Key Features:

  • Cash back at 3,500+ stores (up to 40%)
  • Automatic cashback activation reminders
  • Coupon code finder
  • In-store cashback via linked cards
  • Quarterly payments via PayPal or check

Pros:

  • Actual cash back (not just points)
  • Higher cashback rates during promotions
  • Combines with other coupons
  • $10 signup bonus (varies)

Cons:

  • Must activate cashback before purchase
  • Quarterly payouts can feel slow
  • Fewer stores than Honey

3. Capital One Shopping

Best for: Comprehensive savings (coupons + cashback + price comparison)

Availability: Chrome, Firefox, Safari, Edge

How It Works: This free extension (you don’t need a Capital One card) finds coupon codes, offers cashback rewards, and alerts you when it finds the same product cheaper at another retailer.

Key Features:

  • Automatic coupon code application
  • Shopping credits (redeemable for gift cards)
  • Price comparison across retailers
  • Price drop alerts
  • Universal cart for watching items across stores

Pros:

  • Three tools in one (coupons + cashback + price comparison)
  • No Capital One account required
  • Works at checkout automatically
  • Excellent price comparison feature

Cons:

  • Rewards are credits, not cash
  • Must accumulate $10 before redeeming
  • Fewer partner stores than Rakuten

4. Coupert

Best for: Combined coupons and cashback

Availability: Chrome, Firefox, Edge

How It Works: Coupert automatically finds and applies coupon codes while also offering cashback at select retailers.

Key Features:

  • Automatic coupon testing
  • Up to 20% cashback at partner stores
  • Gold coins reward system
  • Price history charts

Pros:

  • Combines coupons AND cashback
  • Low payout threshold ($10)
  • PayPal cash payouts

Cons:

  • Smaller store network
  • Less established brand
  • Safari extension not available

Side-by-Side Comparison

Feature Honey Rakuten Capital One Shopping
Auto-applies coupons Yes Yes Yes
Cashback Points only Real cash Credits
Price tracking Yes No Yes
Price comparison Limited No Yes
Store coverage 30,000+ 3,500+ 5,000+

Which Extension Should You Use?

Use Honey If…

  • You want the simplest, most hands-off experience
  • Coupon codes are your main priority
  • You shop at a wide variety of stores
  • You don’t want to track cashback activations

Use Rakuten If…

  • You want actual cash back on purchases
  • You shop frequently at Rakuten partner stores
  • You’re comfortable activating cashback before each purchase
  • You prefer cash over points or credits

Use Capital One Shopping If…

  • You want coupons, cashback, AND price comparison in one tool
  • You want to make sure you’re getting the best price anywhere
  • You don’t mind earning credits instead of cash

Best Strategy: Use Multiple Extensions

Here’s the optimal approach: Install both Honey (for coupons) and Rakuten (for cashback). Before checkout:

  1. Activate Rakuten cashback first
  2. Let Honey test coupon codes at checkout
  3. Enjoy both savings

This way you get the best coupon code finder AND the best cashback program working together.

Real-World Test Results

We tested these extensions on 50 purchases across various retailers. Here’s what we found:

  • Honey found working codes: 68% of the time
  • Rakuten cashback applied: 95% when activated correctly
  • Capital One Shopping found cheaper prices: 23% of the time
  • Average coupon savings: 8-15% when a code worked
  • Average Rakuten cashback: 2-6% on most purchases

Privacy and Data Collection: What You Should Know

All browser extensions collect some data. Here’s what each one tracks:

Honey (PayPal)

  • Collects: Shopping history, products viewed, prices, codes tested
  • Uses data for: Improving coupon database, personalized recommendations
  • Shares: Aggregated, anonymized data with partners
  • Does NOT: Sell individual personal data, store payment information

Rakuten

  • Collects: Purchase history at partner stores, cashback transactions
  • Uses data for: Cashback tracking, personalized offers
  • Shares: Transaction data with retailers for cashback verification
  • Does NOT: Access non-shopping browsing activity

Capital One Shopping

  • Collects: Shopping activity, product comparisons, code usage
  • Uses data for: Price alerts, deal recommendations
  • Does NOT: Require Capital One account, access financial data

Bottom line: These extensions collect shopping data in exchange for savings. If you’re uncomfortable with this tradeoff, you can use manual coupon sites instead.

Alternative Extensions Worth Considering

Beyond the big three, these extensions offer unique features:

Extension Best Feature Ideal For
TopCashback Highest cashback rates (sometimes 15%+) Maximizing cashback on large purchases
Coupert Coupons + cashback in one Users who want Honey + Rakuten combined
RetailMeNot Genie Large coupon database Manual code searching
Checkout 51 Grocery-focused cashback Supermarket and drugstore shopping

Frequently Asked Questions

Are coupon browser extensions safe?

Yes, the major extensions (Honey, Rakuten, Capital One Shopping) are safe and trusted by millions of users. They are transparent about data collection and don’t store payment information.

Do these extensions sell my data?

These extensions collect shopping data to improve their services. Honey (PayPal) and Capital One Shopping are backed by major financial companies with strict privacy policies. Read each extension’s privacy policy for full details.

Can I use multiple extensions at once?

Yes, you can install multiple extensions. They typically don’t conflict. Using Honey for coupons and Rakuten for cashback together is a popular strategy.

Do I need a Capital One card to use Capital One Shopping?

No. Capital One Shopping is completely free and doesn’t require any Capital One products.

Which extension finds the most coupon codes?

Honey generally tests the most codes due to its larger database and crowdsourced code submission. However, code success rates vary by store.

Can retailers block these extensions?

Some retailers block or limit coupon extensions. In these cases, you’ll need to manually enter codes or find them through coupon websites.

Official Links

Sarah Mitchell

Sarah Mitchell is a savings expert with 8 years of experience in consumer finance and coupon strategy. Her work has been featured in Consumer Reports, Money Magazine, and The Penny Hoarder. She tests and verifies coupon codes daily to help shoppers save money.

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