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Lowe’s Military Discount (2026): 10% With No Yearly Limit

Lowe’s gives service members, veterans and their verified spouses 10% off most full-priced items, online and in store, and says plainly: “There is no annual maximum discount.” That makes it the stronger military discount for large home projects, as long as you buy full-price items.

Discount
10% off most full-priced items, Lowe’s stores and Lowes.com
Yearly limit
None
Who qualifies
Anyone serving in or a veteran of the Army, Marine Corps, Navy, Air Force, Coast Guard, Space Force, NOAA, USPHS or National Guard; plus the service member’s enrolled and verified spouse
Not eligible
Dishonorably discharged veterans; children and other dependents are not mentioned
Verification
ID.me, inside a MyLowe’s Rewards account
Combines with
Nothing: no sale items, no other discount, not even the Lowe’s card 5% off

Checked on October 7, 2026 against Lowe’s “Honor Our Military” terms (read through its September 2026 archived copy because the live page blocks automated reading), Lowe’s military validation page and ID.me.

How to enroll

  1. Go to Lowes.com/military/validation.
  2. Sign in to or create a personal MyLowe’s Rewards account.
  3. Verify with ID.me.
  4. Check your profile: the Military Discount section should say “Status Verified.”
  5. Online, sign in and the 10% applies at checkout. In store, give the cashier your phone number and show a photo ID (driver’s license, state or federal ID, DoD ID or passport).

Spouses need their own MyLowe’s Rewards account and their own ID.me verification.

What is excluded

  • Any sale item
  • Major appliances, including related parts and accessories
  • Commodities such as electrical cable and wire, dimensional lumber, plywood and OSB
  • Installation, rentals, labor, delivery, shipping and protection plans
  • Gift cards, fees and previous purchases

10% or the Lowe’s card’s 5%?

They do not combine. The military 10% beats the card’s 5% on full-price items; on sale items, the military discount does not apply at all, so the card’s 5% is the only option there.

10% off eligible items.

Lowe’s vs Home Depot

The Home Depot Lowe’s
Discount 10% off select in-stock purchases 10% off most full-priced items
Yearly limit $400 (resets every calendar year) None (“no annual maximum discount”)
Family Current spouse and Gold Star spouses; not other dependents Verified spouse with own account; no children
Verification SheerID, in your Home Depot account or app ID.me, in your MyLowe’s Rewards account
In store Scan Virtual ID in the app or give your phone number Phone number plus photo ID
Excluded Lumber, wire, building materials, appliances, value-priced, special order, clearance, rentals, labor, delivery, gift cards Sale items, major appliances, lumber, plywood, wire, installation and services, gift cards
Combines with other promotions No No (not even with Lowe’s card 5% off)

On $10,000 of eligible full-price purchases in a year, Lowe’s discount is $1,000 and Home Depot’s stops at $400. Details: Home Depot military discount.

Other Lowe’s programs

Nurses and first responders do not get a percentage discount at Lowe’s. ID.me lists free Silver status in MyLowe’s Rewards for them instead. Lowe’s last ran first responder coupons in October 2023. There is no senior, teacher or student discount.

What other sites get wrong

  • “Dependent children up to 18 qualify.” Lowe’s extends the discount to the verified spouse only.
  • “Family members can use it.” That was the 2010 version of the program. Today it is the service member and spouse.
  • “Veterans with Bad Conduct or OTH discharges are excluded.” Lowe’s names only dishonorably discharged veterans.

All Lowes coupons and deals

Frequently asked questions

Does Lowe's have a military discount?
Yes. 10% off most full-priced items in Lowe's stores and on Lowes.com for service members, veterans and their verified spouses.
Is there a limit on the Lowe's military discount?
No. Lowe's states there is no annual maximum discount.
Can I use the Lowe's military discount on sale items?
No. It cannot be used on any sale item or combined with any other discount, including the Lowe's card 5% off.
Can my spouse use my Lowe's military discount?
Yes, if they create their own MyLowe's Rewards account and verify through ID.me. Children are not covered.
Does Lowe's have a first responder or nurse discount?
Not a percentage discount. ID.me lists free Silver status in MyLowe's Rewards for these groups.

Go to Lowe’s

Sources

CoupBuzz re-checks these rules against the retailer’s own pages and updates this page when they change. Last check: October 7, 2026. How we verify.

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